01
Create Lead
Loan Type
Personal / Business / Vehicle / Gold /Machinery /Working Capital /Line of Credit
Loan Amount
Amount
Customer Type
Existing (Provide search option and select) / New (Move to next step for create client)
Business Details
Business Name / Address / Business Type : Proprietor /Partnership / Private Limited
KYC
PAN / Aadhaar / Phone Number / Email
Loged In by
User mapping automatically
02
CREDIT ASSESsMENT
- UNDER WRITING
- CREDIT BUREAU
- CHECK RULE ENGINE.
- LOAN DOCUMENTS CHECK
- Idle Balance Details.
- Banking Average Revenue.
- Cash Deposits.
- UPI Credit Analysis.
- ECS Returns.
- Capture Location.
- Geo Mapping.
- Take Photos.
- Residence.
- Office.
- Create Form.
- How Old is business.
- Who handles business.
- Products or services.
- venders & suppliers.
- Other Details.
- Location.
- Unique Product.
- CAM Report
03
LOAN PROCESS
LOAN PROPOSAL, SANCTION , DISBURSEMENT
- Create loan with repayment/interest/tenure/charges/frequency/delay interest percentages/etc.
- Approve or Reject of Loan
- Disburse Loan
04
STREAMLINED USER EXPERIENCE
LOAN COLLECTIONS
- Can collect through staff mobile app on the field.
- Generate SMS and receipts instantly.
- Through customer mobile and web application
- Customer can make repayment through their mobile app or through web application
- Through Emandate / ENACH Integrated with payment gateways.
05
ANALYIS YOUR DATA THROUGH REPORTS
LOAN REPORTS
- CLIENT LIST
- CLIENT FORM
- LOAN OUTSTANDING REPORT
- LOAN AGING ANALYSIS REPORT
- BALANCE SHEET
- PROFIT AND LOSS REPORT
- GENERAL LEDGER REPORT